Connected Finance Platform
Xace Isn't Just a Product. It's a Platform.
Own the finance layer. Connect, automate, and extend your operations—from APIs to branded banking—without breaking stride.
What connected finance means
Accounts, payments, apps, and data — joined up
Xace is the operating layer that connects every part of your financial infrastructure. Not a collection of products — one platform where everything works together.
Unified accounts and treasury
Multi-currency IBANs, multi-entity management, automated sweeps, and consolidated reporting — the account layer that holds the platform together.
Global payments and open banking
SEPA, Faster Payments, SWIFT, and FX across 28+ currencies — plus PSD2-compliant open banking for account connectivity and payment initiation.
Connected apps and automation
Native integrations with accounting, ERP, and workflow tools. Automate approvals, routing, and data sync so nothing needs manual intervention.
Platform overview
Accounts, payments, and the platform — all connected
Explore how each layer of the Xace platform works — and how they connect into one operating system for your finance team.
Your entire account layer, connected
Multi-currency accounts, entity hierarchies, and automated treasury flows — brought together under one operating model so finance teams always have full visibility and control.
Multi-currency accounts with dedicated IBANs
Operate across 11+ currencies with named IBANs, real-time balance visibility, and instant entity switching — without juggling multiple banking relationships.
Multi-entity management from one view
Bring brands, subsidiaries, and holding companies into a single authenticated session with unified user access and consolidated oversight.
Automated treasury and cash concentration
Configure balance rules and auto-sweep cash across entities so liquidity sits exactly where it needs to — without manual intervention.
Accounts and treasury
Every entity and currency, in one account layer
Connected Accounts gives finance teams a single layer for multi-currency IBANs, group entity management, automated cash sweeps, and consolidated balance reporting. Open an account in 2–4 weeks; run every entity from day one.
Open banking
Connect, read, and pay across any bank
Xace open banking lets teams link external accounts, initiate payments, and pull transaction data through PSD2-compliant APIs — bringing the data from every bank into the same operating view as the Xace account itself.
Connected apps
Wire the finance stack together without friction
The Xace app marketplace connects your accounting software, ERP, expense tools, and workflow systems directly to the account layer — so data moves in real time and nothing needs a manual export or a separate reconciliation run.
Built for finance leaders
One platform. Zero blind spots.
Complex businesses run on fragmented financial infrastructure: multiple banks for different currencies, payment providers for different rails, accounting tools that export data weekly, and treasury processes that depend on spreadsheets. Xace exists to end that fragmentation — replacing it with a single operating layer where accounts, payments, apps, and data connect natively.
From a multi-entity group managing 11 currencies and 30 entities to a growing iGaming operator routing SEPA Instant payouts alongside SWIFT wires, Xace adapts to the structure of the business rather than forcing the business to adapt to the structure of a generic bank. The platform connects down into Connected Accounts, Connected Apps, and Open Banking — and every connection is governed, audited, and automated from the moment it is made.
The scale behind connected finance
11+
Currencies supported
120+
Countries reached
28+
Payment currencies
2–4 wks
Average onboarding
Trusted by finance leaders who needed more than a bank
CFO
Chief Financial Officer · European Fintech Group
“Having our accounts, payments, and accounting sync all in one place removed an entire layer of daily reconciliation work. The whole finance team is faster.”
Head of Treasury
Head of Treasury · Global Platform Business
“We run 12 entities across 4 jurisdictions. Xace is the only platform that handles all of them from a single view without losing any detail at the entity level.”
Finance Director
Finance Director · iGaming Operator Group
“Open banking connectivity meant we could bring our legacy bank accounts into the same dashboard as Xace — the finance team finally has one source of truth.”
Common questions
Frequently Asked Questions
Practical answers for finance teams evaluating the full Xace platform.
Build your connected finance stack
Start with accounts. Layer in payments, apps, and open banking.
Every Xace product is designed to connect. Open one account and the rest of the platform is ready when you are.
Connected Accounts
Multi-currency IBANs, multi-entity management, automated treasury flows, and consolidated group reporting.
Open Banking
Link external accounts, initiate payments, and pull data through PSD2-compliant open banking APIs.
Book a Demo
See the full connected finance platform in action with a guided demo from the Xace team.