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Developer portal live at developers.xace.io

Developer Portal

Build with Xace

Embed multi-currency accounts, payments, FX, and approval workflows into your platform. Full API access, Open Banking, and whitelabel solutions for iGaming infrastructure.

REST APIFull sandboxOAuth 2.0Named tech contact

Developer essentials

Everything you need to integrate Xace

From sandbox to production — documentation, authentication, and full API coverage for the complete integration lifecycle.

SDK & Sandbox

Full-featured test environment with realistic ledger states, simulated payment rails, and Postman collections. Build and test every scenario before your first production call.

API Documentation

Complete REST API reference covering accounts, payments, FX, webhooks, Open Banking, and approval controls. Clear schemas, versioned endpoints, and working examples throughout.

REST API

Standard REST with JSON payloads, idempotency keys, granular OAuth 2.0 scopes, and webhook subscriptions for real-time event delivery across every operation.

Integration paths

From sandbox to your first API call in minutes

Get a full sandbox environment, working Postman collections, and quickstart guides for every use case. No production credentials required to start.

Sandbox access from day one

A full sandbox with realistic ledger states, simulated payment rails, and live webhook delivery. Build and test every production scenario in a safe environment before going live.

Postman collections included

Pre-built Postman collections covering every endpoint, authentication flow, and webhook scenario. Import and start making calls in seconds.

Quickstart guides by use case

Integration paths for payments, accounts, FX, and webhooks — each with working code examples and clear next steps.

Documentation

Docs that help developers ship faster

Clear schemas, working examples, and full endpoint coverage for every operation. The API reference is built for teams who need to understand the integration surface quickly — not wade through marketing copy. Every endpoint includes authentication context, request and response examples, and error codes.

Sandbox environment

Build and test every scenario before going live

A full-featured test environment with realistic ledger states, simulated payment rails, and live webhook delivery. Every production scenario is replicable in sandbox — including edge cases, failures, and multi-step approval flows. No production risk, no production credentials required.

Authentication

OAuth 2.0 with granular scopes and per-resource access control

Token-based authentication for server-to-server integrations, user-delegated access for platform flows, and API keys for machine access. OAuth 2.0 scopes map to individual resources so you grant only what your integration needs — nothing more, nothing wider.

Integration philosophy

One integration surface. Every financial capability.

The Xace API is not a feature subset. It is the full operational layer — accounts, payments, FX, webhooks, controls, and Open Banking — accessible from a single, versioned REST interface.

Every API call carries compliance context, operates on a proven regulated infrastructure, and is backed by a technical team engaged from your first architecture review through to go-live and beyond.

Built for developer productivity

REST

API — versioned and documented

Full

Sandbox with realistic test data

< 1 hr

To your first API call

Named

Technical contact included

Developer support

Developer questions answered

Practical answers for teams assessing integration paths, authentication, sandbox access, and technical support.

Disclaimers & Regulatory Information

‘Xace’ and ‘Xace Europe’ are trading names of Xace Limited and Xace Malta Ltd. Xace Limited is a private limited company (number 11742963) registered in England and Wales. Xace Malta Ltd is a private limited company (C 102626) registered at Level 5, Carolina Court, Giuseppe Cali Street Malta XBX 1425.

Xace Limited is regulated by the Financial Conduct Authority, FRN 948213, under the Payment Services Regulations 2017 as an Authorised Payment Institution, providing payment accounts.

Xace Malta Ltd is licensed and regulated by the Malta Financial Services Authority to undertake the business of a payment services in terms of the Financial Institutions Act.

Xace Limited is a registered EMD agent of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Electronic Money Regulations 2011 – for more information please see follow this link.

Xace Limited is also a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please follow this link.

Xace Limited also provides other Payment Services under its own licence. These are separate and unrelated to the account and payment services you receive from Modulr FS Limited.

Your card is issued by Modulr FS Limited or Modulr Finance B.V. pursuant to their respective license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.