Whitelabel Banking
Put Your Brand on the Xace
Launch a fully branded web and mobile banking suite—with enterprise admin, roles, approvals, FX, and real-time automation—built for ambitious PSPs, platforms, and iGaming groups.
Why platforms choose Xace whitelabel
A financial product that is entirely yours
Brand ownership, infrastructure depth, and compliance confidence in a single platform. Your customers see your product — Xace operates the regulated layer underneath.
Brand-first architecture
Your logo, colours, domain, and customer experience — front and centre. Custom onboarding flows, branded communications, and configurable UI so the product feels entirely native to your business.
API-first customisation
Every customer flow, transaction view, and notification is configurable through clean REST APIs. Build the product experience your market demands without touching the regulated infrastructure underneath.
Regulated infrastructure included
Operate under the Xace compliance and licensing framework. KYC and AML processes, regulatory reporting, and payment scheme access — all handled so you can focus on your product and customers.
Three layers of your branded product
Complete ownership of the customer experience
From the first screen to the last transaction notification, every customer touchpoint carries your brand. Custom domains, UI components, onboarding flows, and communication templates — entirely configurable.
Branded mobile and web experience
Native-feeling mobile and web apps that carry your brand identity at every step — from sign-up and verification through to daily banking operations.
Branded card programme
Issue cards under your brand identity with custom limits, spend controls, and freeze/unfreeze capabilities — all governed through your product interface.
Custom onboarding and identity flows
Design the onboarding journey your customers experience. KYC steps, verification screens, and welcome flows that match your brand tone and business model.
Brand & UX ownership
A financial product that feels entirely yours
Your customers open your app, see your brand, and interact with your product — the Xace infrastructure layer is invisible to them. Custom domain, custom UI components, custom onboarding journey, branded notifications and communications. Complete brand ownership without the cost and complexity of building a regulated banking stack.
Multi-brand management
Launch and manage multiple brands on one platform
Scale your whitelabel product across multiple brands, client groups, or market segments without duplicating infrastructure. Instant brand switching, separate entity management, and consolidated operational oversight from one authenticated platform context. The control layer your platform business needs as it grows.
Compliant customer onboarding
White-labeled onboarding your customers trust
Design and configure the KYC and onboarding journey your customers experience under your brand. Xace handles the regulatory compliance — sanctions screening, identity verification, and AML checks — invisibly, so your customers experience a smooth, branded welcome rather than a compliance process.
Proven by platforms
The fastest route to a branded financial product
Building a financial product from scratch takes years, carries regulatory risk, and consumes capital that most businesses cannot afford to commit before they have product-market fit. The regulated infrastructure layer alone — accounts, payment rails, KYC, AML, licensing — is the hardest and most expensive part of any financial product build.
Xace removes that constraint. Platforms across embedded finance, payments, and technology choose the Xace whitelabel model because it compresses the go-to-market timeline from years to weeks, keeps the customer relationship entirely with the platform, and eliminates the licensing burden entirely. You own the product experience and the customer — Xace operates the infrastructure.
Whitelabel launch metrics
2–4 wks
Average time to go-live
11+
Currencies available
Full
Brand and UI customisation
Zero
Banking licence required
Trusted by platforms and embedded finance builders
CEO
Chief Executive Officer · Embedded Finance Platform
“Our customers have no idea Xace is behind it — which is exactly what we wanted. The product feels like ours because it is.”
CTO
Chief Technology Officer · Payments Technology Company
“We went from concept to live product in under four weeks. The partner team understood what we were building and moved at our pace.”
COO
Chief Operating Officer · Fintech Platform Partner
“The compliance layer being handled by Xace was the deciding factor. We launch financial products — we do not want to also run a compliance operation.”
Whitelabel questions
Frequently Asked Questions
Practical answers for platforms evaluating brand ownership, compliance boundaries, and launch readiness.
Where next
Build your launch plan
Ready to launch your branded product
A financial product that is entirely yours
Launch under your brand, on your domain, with your customer relationship — Xace handles the regulated infrastructure layer.
- Full brand and domain ownership
- Custom UI and onboarding flows
- No banking licence required
- KYC, AML, and compliance managed by Xace
- Named partner and technical support
Talk to our partner team
Discuss your product vision, target market, and launch requirements with a dedicated Xace partner manager.